Pets insurance policies are widely spreading, furthermore insurance companies are proposing more and more offers about this specific issue.
But, which are the types of events covered by insurance policies that we could subscribe for our dogs and cats? Let’s see them together.
The requirements
First of all, we recommend you to check if your pet fits the necessary requirements to be insured.
It’s possible to open a pet insurance policy for dogs and cats which are registered at the pet registry, and consequently equipped with a microchip (or tattoo), in possession of a health record, and regularly vaccinated.
There could be some insurance companies proposing different conditions according to the dog breed, they apply higher allowances or it may happen that they deny insurance to the animal. That happens despite various researches reported that dogs aggressiveness does not depend on his breed, in contrast it depends on the education given by his owners
Damage to third parties
Protecting yourself in case of damage to third parties is one of the typical reasons that could lead you to insure your dog. It could happen that our dog accidentally hurts someone, or that he causes damages to goods belonging to someone else (e.g. ruining the sofa of our friends’ house).
An insurance policy could protect us in this regard: the price is on average around 75 euros per year, but it can change according to the animal breed and according to the notes included in the policy.
Insurance policies for damage to third parties
Vet costs
In addition, it’s common and useful to open an insurance policy to get the refund of vet costs for curing our dogs and cats. Through an annual expense of 100 euros we can receive a refund for medical treatments, surgery and medicines costs.
Some policies also concern casuistries like vet’s telephone assistance service, nutritionist consultation, or dispatch of grocery or of essential health care goods.
Insurance policies for vet costs
Travel and holidays
In conclusion, for travel and holidays as well, it could prove useful having your own pet insured.
There are a lot of kind of policies for those who decide to go on holidays with cat or dog. Some policies are more complete, they deal with organizing tailor-made travel for pets, others are simpler, they provide travel cancellation warranty in case of the animal has to be subjected to an emergency surgery before the travel departure.
Durante la vacanza, ci sono polizze che offrono servizi extra, come ad esempio assistenza veterinaria telefonica a distanza, segnalazione di cliniche specializzate nelle vicinanze e un rimborso delle spese mediche sostenute.
During the holidays there are policies providing extra sevices, like vet remote telephone assistance, notification of nearby specialized clinics and a refund for health costs.
Insurance policies for travel with animals
Probably the topic of insurance for domestic cats and dogs is among the less known from those who have an animal at home. In any case, a policy that protects our hairy friend could really be a good idea.
We hope that we helped you to discover a little more about this world, so you can take advantage of it. For us of Yuup! protecting what we love is fundamental.
